We'll help you find the right expat remortgage for you!
Whether you live abroad and want to remortgage a home in the UK or want to move back to the UK and purchase a new property or buy an investment property in the UK, our expertise will help you make the right choice on the mortgage for you.
Whether it's a mortgage for a property you've just found or you'd like to remortgage an existing home, our knowledge and experience will make it easy for you.
We'll explain your mortgage options and everything that's involved in plain English, from choosing a mortgage to understanding why you need a solicitor.
mortgageforce™ the expat mortgage experts finding you the right expat mortgage; A friendly and professional service from one of the UK's Award winning mortgage advisors.
Looking for an expat buy to let mortgage in the UK?
Are you thinking of buying a property to let in the UK? Perhaps you already have one and are looking for a better mortgage deal? We can help you get the right buy to let mortgage.
If you're an expat who owns a UK property you'd like to rent out or you're buying one as an investment, we'll help you get the right buy to let expat mortgage for your situation.
Buy to let mortgages have become more and more popular in recent years as house prices have increased, along with the demand for rental properties and lower interest rates. As an expat they can prove to be a valuable investment and source of income.
The difference between a buy to let mortgage and a standard mortgage is that when most lenders assess your situation they won't just take your salary into account, but also the potential rental income you'll get.
We'll clearly explain everything you need to know about buy to let mortgages and help you through each stage.
How much can I borrow?
The amount you can borrow is usually up to 75% of the property's value, so you'll need a 25% deposit.
The lender won't lend you more than they feel you can afford. It's based on how much you earn, any commitments you have, such as loans or other mortgages, and how large a deposit you can afford to put down.
As a general rule, if you're buying on your own you should be able to borrow up to four and a half times your income. If you're buying with someone else you can usually borrow up to three and a half times your total incomes combined.
The amount you can borrow will differ from lender to lender and what they include as your income will vary.
Expat buy to let mortgages
You can usually borrow up to 75% of the property's value, which means you'll need to pay at least a 25% deposit.
The lender will take into account the property's value, the amount of rental income you can get for it and how much deposit you put down.
Please contact us to find out how much you can borrow
For more information call us from outside of the UK on +44 (0)1793 485300
Why not fill in our mortgage enquiry form
The overall cost for comparison is 6.8% APR. The actual rate available will depend upon your circumstances. Ask for a personalised illustration.
Mortgage Calculator
This calculator is designed to provide an example of the repayments you might expect to make on a mortgage matching the details shown below. The repayment amounts are based entirely on the given interest rate and do not include the charges that would be included with any mortgage product. The repayments shown below are not based on an actual mortgage product, therefore the repayments are not guaranteed and will differ between mortgage products and lenders.
This information does not contain all of the details you need to choose a mortgage. Make sure that you read the separate key facts illustration before you make a decision.
Why not fill in our mortgage enquiry form
mortgageforce™ have a wealth of experience and support which is available to you.
