We'll help find the right expat remortgage for you.
If you're living overseas and would like to remortgage a property in the UK, we can help you find a mortgage that's right for you. Our expertise will help you make the right choice.
We'll explain your remortgage options and everything that's involved in plain English, from choosing a mortgage to understanding the costs.
If you're living overseas and would like a home back in the UK, we can help you find a mortgage that's right for you.
Whether it's a mortgage for a property you've just found or you'd like to remortgage an existing home, our knowledge and experience will make it easy for you.
We'll explain your mortgage options and everything that's involved in plain English, from choosing a mortgage to understanding why you need a solicitor.
The expat mortgage experts
Finding you the right expatriate mortgage,
a friendly and professional service from one of the UK's
leading expat mortgage advisers
Looking for an expat buy to let mortgage in the UK?
Are you thinking of buying a property to let in the UK? Perhaps you already have one and are looking for a better mortgage deal? We can help you get the right buy to let mortgage.
If you're an expat who owns a UK property you'd like to rent out or you're buying one as an investment, we'll help you get the right buy to let expat mortgage for your situation.
Buy to let mortgages have become more and more popular in recent years as house prices have increased, along with the demand for rental properties and lower interest rates. As an expat they can prove to be a valuable investment and source of income.
The difference between a buy to let mortgage and a standard mortgage is that when most lenders assess your situation they won't just take your salary into account, but also the potential rental income you'll get.
We'll clearly explain everything you need to know about buy to let mortgages and help you through each stage.
How much can I borrow?
Expat residential mortgages and remortgages
The amount you can borrow is usually up to 90% of the property's value, so you'll need a 10% deposit.
he lender won't lend you more than they feel you can afford. It's based on how much you earn, any commitments you have, such as loans or other mortgages, and how large a deposit you can afford to put down.
As a general rule, if you're buying on your own you should be able to borrow up to four and a half times your income. If you're buying with someone else you can usually borrow up to three and a half times your total incomes combined.
The amount you can borrow will differ from lender to lender and what they include as your income will vary.
Expat buy to let mortgages
You can usually borrow up to 85% of the property's value, which means you'll need to pay at least a 15% deposit.
The lender will take into account the property's value, the amount of rental income you can get for it and how much deposit you put down.
Please contact us to find out how much you can borrow.
Need more information?
Call us from outside the UK on +44 (0)1793 485300
Also see our:
Mortgage Enquiry Form
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